Tap. Pay. Done.
Rafa transforms any Android smartphone into a certified contactless payment terminal. Accept NFC, QR, and card payments with zero hardware investment.

Everything a Merchant Needs
Built from the ground up for speed, security, and simplicity. No training needed.
NFC Contactless Payments
Tap any NFC-enabled card, phone, or wearable on your Android device. No dongles, no readers, no extra hardware. Just your phone.
QR Code Payments
Generate dynamic QR codes for every transaction. Customers scan and pay instantly with any mobile banking app.
Card & Wallet Support
Accept Visa, Mastercard, Apple Pay, Google Pay, and all major card networks through secure tokenized transactions.
Instant Settlement
Funds settle directly to your linked account in real-time. No more waiting 2-3 business days for your money.
Sales Analytics
Track daily revenue, peak hours, top products, and customer behavior with a beautifully designed merchant dashboard.
Multi-currency Support
Accept payments in NGN, USD, AED, EUR, and GBP with automatic conversion and competitive FX rates.
Digital Receipts
Send branded digital receipts via SMS, email, or WhatsApp automatically after every transaction.
Bank-Grade Security
PCI DSS compliant, end-to-end encrypted, with real-time fraud monitoring and dispute management built in.
Built for Every Merchant
Market Traders
Turn any Android phone into a POS. No hardware cost. Accept payments at your stall instantly.
Restaurants & Cafes
Waiters carry Rafa on their phones. Tap-and-pay at the table. Split bills with ease.
Delivery Drivers
Collect payment on delivery with NFC or QR. No cash, no change, no hassle.
Retail Stores
Multi-terminal mode for checkout counters. Real-time sync across all devices in your store.
Three Taps to Get Paid
Download Rafa
Install from Play Store. Create your merchant account in under 2 minutes.
Enter Amount
Type the sale amount in the app. Rafa generates an NFC session instantly.
Customer Taps
Your customer taps their card or phone. Payment confirmed in 0.3 seconds.
Download Rafa
Accept contactless payments on any Android device. Available on iOS and Android.
Simple, Transparent Pricing
No monthly fees. No setup costs. Just a flat fee per transaction.
Ready to Accept Payments?
Join thousands of merchants already using Rafa to get paid faster.